Carrum Health

Carrum Health offers a technology-driven platform connecting self-insured employers and their employees with a national network of top-quality healthcare providers (the top 10%) using bundled payment models for surgical and cancer care. Independent data shows significant cost savings (up to 45% per procedure), dramatically improved outcomes (e.g., 80% fewer readmissions in joint replacement and bariatric surgery), and reduced unnecessary procedures (30% of members avoided unnecessary surgery). Their approach fully eliminates most patient bills (except for those with high-deductible health plans) and offers two-year warranties for surgical/cancer treatments, with providers accountable for complications within that period.[5][4][9]