Employee Benefit Research Institute

The Employee Benefit Research Institute (EBRI) is a non-profit, non-partisan research organization based in Washington, D.C., focused on the nature and effectiveness of employee benefits in the United States. Founded in 1978, EBRI provides data-driven insights into health insurance, retirement savings, and economic security to inform both public policy and private-sector decision-making. The institute maintains extensive proprietary databases, such as the EBRI/Greenwald Research Health and Voluntary Workplace Benefits Survey, and conducts rigorous analysis on topics like Health Savings Accounts (HSAs) and employer-sponsored healthcare. EBRI is unique in that it does not lobby or take positions on specific legislation, maintaining a reputation for objective, empirical research. Its work is widely used by policymakers, benefits consultants, and healthcare analysts to understand trends in the American workforce.