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Health Care Service Corporation (HCSC) is the largest customer-owned health insurance company in the United States. Operating primarily through Blue Cross and Blue Shield plans in Illinois, Montana, New Mexico, Oklahoma, and Texas, the company serves nearly 18 million members. HCSC provides a wide array of health insurance products and related services, including group and individual health plans, Medicare and Medicaid coverage, and life insurance. As a mutual legal reserve company, it focuses on long-term stability and member-driven value rather than shareholder returns.
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