Homestead Health

Homestead Smart Health Plans is a healthcare technology and services company that specializes in reference-based pricing (RBP) solutions for self-funded employers. The company provides a comprehensive suite of services including third-party administration (TPA), stop-loss insurance, and a proprietary claim repricing platform designed to reduce healthcare costs by 20-30%. By utilizing transparent pricing models based on actual provider costs rather than traditional PPO networks, Homestead aims to eliminate surprise billing and improve benefit flexibility for employees. Headquartered in Philadelphia, the company serves a national client base and was acquired by 1315 Capital in 2021 to accelerate its growth in the employer-sponsored health plan market.