Howden

Howden is an active global specialist insurance broker providing tailored risk management solutions specifically designed for the life sciences industry—including pharmaceutical companies (small molecule and biologic), biotechs developing advanced therapies such as gene or cell therapies, medical device manufacturers, contract research organizations (CROs), contract manufacturing organizations (CMOs), nutraceutical firms and digital health businesses. Their offerings include clinical trial liability coverage—a critical need for any firm conducting human studies—as well as product/professional liability policies adapted to complex international regulations. While not itself a drug developer or manufacturer nor operating any therapeutic R&D programs or platforms directly relevant to drug discovery/development pipelines or modalities/targets/indications typical of biopharma firms—their client base includes such entities across more than 160 countries worldwide.