Kentucky Employees’ Health Plan

The Kentucky Employees’ Health Plan (KEHP) is a self-insured health insurance program providing comprehensive medical and pharmacy benefits to over 260,000 public employees, retirees, and their dependents across the Commonwealth of Kentucky. Managed by the Department of Employee Insurance within the Kentucky Personnel Cabinet, KEHP is one of the largest public sector health plans in the United States. The plan operates by partnering with major third-party administrators, including Anthem Blue Cross and Blue Shield for medical services and CVS Caremark for pharmacy benefit management. KEHP focuses on improving member health outcomes through integrated wellness initiatives, chronic disease management programs, and data-driven cost-containment strategies. As a significant healthcare payer, it plays a vital role in the regional healthcare economy by negotiating provider rates and implementing value-based care models.