MEGA Life and Health Insurance

MEGA Life and Health Insurance was a prominent American insurance provider that specialized in individual health, life, and disability insurance products. Operating as a primary subsidiary of HealthMarkets (formerly UICI), the company focused on the self-employed and small business market, often marketing through associations like the National Association for the Self-Employed (NASE). The company was a significant player in the pre-Affordable Care Act individual insurance market but faced various regulatory challenges and settlements regarding its disclosure and claims practices. The MEGA brand was eventually phased out during corporate restructuring, and its parent company, HealthMarkets, was acquired by UnitedHealth Group in 2019.