Mutua Universal MUGENAT

Mutua Universal is a Spanish mutual insurance company that collaborates with the National Social Security System to manage occupational health and safety. Established in 1907, the organization provides medical care, rehabilitation, and economic benefits for work-related accidents and professional illnesses. It serves a large portfolio of member companies and self-employed workers through a comprehensive network of clinics and healthcare centers across Spain. The entity is dedicated to improving workplace safety and promoting health through preventive programs and specialized medical services. Its operations are strictly regulated by the Spanish Ministry of Inclusion, Social Security, and Migration.