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Northwest Firefighters Benefits Trust (NWFFBT) is a non-profit health and welfare trust that provides comprehensive medical, dental, and vision insurance benefits to firefighters and their families in the Pacific Northwest. Operating as a Voluntary Employees' Beneficiary Association (VEBA), the trust is governed by a board of trustees and focuses on providing sustainable, high-quality healthcare coverage tailored to the unique risks of the firefighting profession. The organization collaborates with major healthcare networks and third-party administrators to deliver member services and wellness initiatives. It serves numerous fire districts and departments, primarily across Washington and Oregon. The trust is designed to leverage the collective bargaining power of multiple fire service groups to secure better rates and benefits than individual departments could achieve alone.
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