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OneAmerica is a prominent American financial services and mutual insurance holding company headquartered in Indianapolis, Indiana. Within the healthcare and life sciences sector, the company is a major provider of group disability insurance and a pioneer in the 'asset-based' long-term care (LTC) market, which integrates life insurance or annuities with chronic care benefits. OneAmerica's business model focuses on retirement services, individual life insurance, and employee benefits, serving as a key payer and risk manager in the broader healthcare ecosystem. The company is particularly noted for its extensive actuarial data on mortality and disability trends, which provides critical insights into the health of the U.S. workforce.
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