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Sidecar Health provides major medical health insurance plans for employer groups and individuals. Their model allows members to pay providers directly at the point of care using a dedicated VISA card, with upfront transparency on benefit amounts and costs. Members can see any provider without network restrictions or prior authorizations. The company claims fewer than 1% of claims are denied and incentivizes cost-effective care by sharing savings with members. They do not develop drugs or devices; their innovation lies in payment models and transparency tools.
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